BusyKid 3.32.05

BusyKid offers a comprehensive platform aimed at teaching children and teenagers essential money management skills through its user-friendly app and BusyKid Visa® Prepaid Card.

Recognizing the gap in financial education within many school systems, BusyKid provides tools tailored for children aged 5 to 17 to develop vital financial competencies. The app empowers users to make real-life monetary decisions while having parental guidance as a safety net.

With BusyKid, children can earn, save, donate to charities, or spend using a personalized prepaid card. The platform also introduces investment opportunities in real stocks, allowing young users to gain hands-on experience in managing their finances. All transactions require parental approval, ensuring a safe environment that is more secure than handling physical cash.

Chores and Allowance Tracker:

• Children can earn allowances by completing age-appropriate chores, with numerous chore and allowance combinations available. Parents also have the option to customize tasks.
• The integrated chores and allowance tracker promotes essential character traits such as accountability, dependability, time management, and teamwork.
• The app offers straightforward setup and real-time notifications regarding chores and financial transactions.

Teaching Easy Investing:

• This feature is included in every BusyKid account at no additional cost.
• The platform enables parents to introduce investing concepts early on, potentially impacting future financial goals such as college funds or home purchases.
• Investments can be made with minimal amounts per transaction, and families can collectively engage in the investment process through the app's secure platform, backed by Apex Clearing Corporation.

BusyPay:

• BusyPay allows for convenient loading of funds into a child's BusyKid account, streamlining gift-giving for special occasions without the risks associated with physical gift cards.
• Friends and family can contribute to an account using a BusyPay QR code, making it easy to add to a child's savings for birthdays, holidays, or small jobs.

Emphasizing Charitable Contributions:

• BusyKid encourages a balanced financial lifestyle that includes philanthropy. The app features over 60 local and national charities, simplifying the process of making donations.

Prioritizing Safety:

• The app utilizes advanced SSL encryption technology and ensures funds are FDIC insured within children's accounts.
• Individual PINs are required for both the app and cards, with parents receiving alerts for all transactions—further enhancing security measures.
• All sensitive information is managed by compliant partners in accordance with Payment Card Industry Data Security Standards.

The BusyKid Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, under a license from Visa U.S.A. Inc., and is accepted wherever Visa debit cards are honored. All user funds are insured by the FDIC in line with applicable terms and conditions. Cliq® serves as the authorized provider of the BusyKid Visa Prepaid Card.

*Access to securities products is provided by Apex Clearing Corporation, an SEC registered broker-dealer, which is also a member of FINRA and SIPC. Its licensing spans across 53 states and territories. For more information regarding Apex Clearing Corporation’s regulatory status, refer to FINRA BrokerCheck at: http://www.finra.org/brokercheck.

†Optional features associated with BusyKid products enhance the user experience but are not mandatory for all functionalities.